Accountants Professional Liability

You’re More Than Just A Number

Custom coverage for your unique needs.

At Pearl Insurance, you're more than just a number. We go the extra mile in providing quality insurance solutions to protect you in your professional career. When you partner with Pearl Insurance for your professional liability coverage, you'll quickly discover you're working with an experienced team that's dedicated to knowing you and understanding your specific needs.

Get Started

Choose the option that best suits your needs and your state to get a quote below.

The Best Just Got Better

Pearl Insurance has been providing professional liability solutions for 60 years. Our team is continuously evolving our insurance options and is confident we have the best Accountant’s Professional Liability Insurance Program on the market, offering coverage that’s just as affordable as it is necessary.

Protect your firm today from the staggering loss of time and hard-earned money that a lawsuit can cause your firm, not to mention the damage it does to your reputation.

Underwritten by General Star National Insurance Company, a wholly owned subsidiary of General Reinsurance Corporation, a Berkshire Hathaway Company, our Accountants Professional Liability coverage is backed by unmatched financial stability and capability.

Financially rated A++ by A.M. Best—the greatest rating possible—our Accountants Professional Liability Insurance has more options than ever before.

  • Ability to utilize multiple deductible reduction options — possibility of a complete waiver with eligible scenarios
  • Reputation Protection: covers unfavorable information made available through social media
  • No Consent to Settle Hammer Clause
  • Pro Bono Professional Services Coverage
  • Employee Dishonesty
  • Not-for-Profit D&O Coverage
  • Equity Interest Coverage
  • Net and Privacy Protection
  • $600 a Day for Lost Earnings/No Aggregate
  • Multiple Limit Options

Plus, you can take advantage of our exclusive Equity Plus Endorsement, offering various coverages.

  • Moonlighting for Tax Preparation for partners of the firm
  • Partners Extended Reporting Period
  • Coverage for IRS 7216 issues with $25,000 expense limits
  • Disabled Partner Replacement/addition of $15,000 for fees associated with hiring a qualified temp replacement
  • Deductible waived when a claim is successfully closed within one year ($10,000 maximum waiver)

Insurance is provided for, but not limited to:

  • Tax Engagements
  • Tax Planning
  • Bookkeeping
  • Write-ups
  • Reviews (optional)
  • Prior Acts protection is available
  • Complications
  • Predecessor firm coverage
  • Independent Contractors
  • Notary public—if in connection with your accounting services

Get a Premium Estimate Request a Renewal Reminder

TSCPA Member Insurance Discounts

TSCPA values its members and is committed to providing them a single resource for all of their personal and professional insurance needs.

An added benefit of TSCPA membership is the ability for member firms to exclusively qualify for premium discounts and coverage enhancements in Texas–these advantages are not available to non-member firms.

  • 5% risk management discounts to firms of 1-9 accountants
  • 7.5% risk management discounts to firms with 10 or more accountants
  • Privacy and information security coverage of $25K
  • Moonlighting coverage for equity partners
  • Extended Reporting Period ("Tail" coverage) availability for equity partners
  • Additional coverage for IRS section 7216 defense
  • Full deductible waiver for early claims resolution
  • And many more coverage benefits only available in Texas to TSCPA member firms
Request More Information About TSCPA Membership Discounts